Privacy notice
Personal Data Protection Act 2010 (Malaysia) · Last updated 12 October 2026
Agent Pulse ("we", "us") provides a Telegram reminder service for insurance agents in Malaysia. This notice explains what personal data we process, why, and your rights. By subscribing you consent to the processing described here.
1. Data we collect
- About you, the agent: your name, phone number, Telegram user ID, and the login credentials for your insurer's agent portal, which you provide once through our secure form.
- About your clients: the data shown in your portal's policy list that we read on your behalf, typically policyholder name, policy number, date of birth, policy status, premium amount, payment frequency and method, and commencement date. Also any customer details you paste into the bot yourself (for example name, identity card number, phone number).
- Usage data: commands you send to the bot and basic service logs needed to run and troubleshoot it.
2. Why we process it
- To read your policy list once a day and send you your reminders (birthdays, premiums due, policy anniversaries) and premium summaries.
- To store the customer records you add and let you search and export them.
- To bill you, answer your support questions and keep the service running securely.
We do not use client data for marketing, profiling or any purpose other than producing your reminders. We do not sell or share it with third parties.
3. Your clients' data and your obligations
You remain the data user responsible for your clients' personal data under the PDPA; we process it on your instructions as your service provider. You confirm that you are entitled to access the policy list in your agent portal and to have it processed for your own servicing of those clients.
4. Portal credentials
Your portal login is collected only through an encrypted (HTTPS) web form, never through chat messages, and is stored encrypted. It is used solely to sign in to your own portal account to read your policy list at the time you choose. Because the portal allows one active session per agent, that sign-in ends any session you have open at that moment. You may change your password at any time; tell us and we update our copy.
5. Storage, security and retention
- Data is stored on servers we control, with encrypted daily backups held with Cloudflare, Inc. (data at rest encrypted). Where a choice exists we keep data in Malaysia or Singapore; backups may be stored outside Malaysia.
- Access is restricted to the people who operate the service. Your bot responds only to your Telegram account.
- Messages are delivered through Telegram, whose own privacy policy applies to message transport.
- When you cancel, your credentials, policy data and customer records are deleted within 30 days, and removed from backups as those rotate (at most 90 days).
6. Your rights
You may ask to access or correct the personal data we hold about you, withdraw consent, or request deletion, by messaging us in the bot or through the contact below. Withdrawing consent for portal access ends the service, since we cannot produce reminders without it.
7. Demo bot
The public demo bot (@AgentPulseDemoBot) uses fictional sample data only. It stores your Telegram chat ID and the entry link you used, so we can reply to you, and forwards any free-text message you send to our team. Anything you paste into the demo's /add command is shown back to you and not stored.
8. Changes and contact
We may update this notice; the date above shows the current version. Questions or requests: message us at @AgentPulseDemoBot.
隐私声明
马来西亚《2010 年个人资料保护法令》(PDPA) · 最后更新:2026 年 10 月 12 日
Agent Pulse(“我们”)为马来西亚的保险代理人提供 Telegram 提醒服务。本声明说明我们处理哪些个人资料、目的以及你的权利。订阅即表示你同意本声明所述的处理方式。
1. 我们收集的资料
- 关于你(代理人):姓名、电话号码、Telegram 用户 ID,以及你通过安全表格一次性提供的保险公司代理人系统登录信息。
- 关于你的客户:我们代你读取的系统保单清单中的资料,通常包括保单持有人姓名、保单号、出生日期、保单状态、保费金额、缴费频率与方式、生效日期;以及你自行贴入机器人的客户资料(如姓名、身份证号、电话)。
- 使用数据:你发送给机器人的指令,以及运行和排查服务所需的基本日志。
2. 处理目的
- 每天读取一次你的保单清单,向你发送提醒(生日、保费到期、保单周年)和保费汇总。
- 保存你添加的客户记录,供你搜索和导出。
- 向你收费、回复支持咨询,并保障服务安全运行。
我们不会将客户资料用于营销、画像或生成提醒以外的任何用途,也不会出售或与第三方分享。
3. 客户资料与你的责任
根据 PDPA,你仍是客户个人资料的资料使用者;我们作为服务提供者,按你的指示处理这些资料。你确认你有权访问代理人系统中的保单清单,并有权为服务这些客户而处理相关资料。
4. 系统登录信息
登录信息只通过加密 (HTTPS) 网页表格收集,绝不通过聊天消息,并以加密方式保存,仅用于在你选定的时间登录你本人的账户读取保单清单。由于系统每位代理人只允许一个在线会话,该登录会结束你当时打开的会话。你可随时更改密码,通知我们后我们会更新。
5. 存储、安全与保留
- 资料存储在我们控制的服务器上,并通过 Cloudflare, Inc. 进行加密的每日备份(静态加密)。在可选择的情况下,我们将资料保存在马来西亚或新加坡;备份可能存储在马来西亚境外。
- 仅服务运营人员可访问资料。你的机器人只回应你本人的 Telegram 账户。
- 消息通过 Telegram 传送,其传输适用 Telegram 自身的隐私政策。
- 取消服务后,你的登录信息、保单资料和客户记录将在 30 天内删除,并随备份轮换从备份中移除(最长 90 天)。
6. 你的权利
你可以通过机器人或下方联系方式,要求查阅或更正我们持有的你的个人资料、撤回同意或要求删除。撤回系统访问的同意即终止服务,因为没有它我们无法生成提醒。
7. 演示机器人
公开演示机器人 (@AgentPulseDemoBot) 仅使用虚构的示例数据。它会保存你的 Telegram 聊天 ID 和你使用的入口链接以便回复你,并将你发送的自由文本转发给我们的团队。你在演示的 /add 指令中贴入的内容只会显示给你,不会被保存。
8. 变更与联系
我们可能更新本声明,上方日期为当前版本。如有疑问或请求,请通过 @AgentPulseDemoBot 联系我们。